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first_img“How did you go bankrupt? Two ways. Gradually, then suddenly,” wrote Ernest Hemingway in The Sun Also Rises.This idea of things falling apart gradually, then suddenly, may also apply to the world of credit unions.For now the rumors of CUs’ deaths seem to have been greatly exaggerated. Despite all the recent talk about “digital disruption,” credit unions have survived the assault of their would-be disruptors to date.This makes one ask, has all of this talk about fintech been overhyped? Can we finally forget about chasing the latest technology and just get back to providing great service to our members?Well, yes and no.We are just in the early stages of digital disruption and things are happening fairly gradually in the near term. As Bill Gates said, “We tend to overestimate the change that will occur in the next two years, and underestimate the change that will occur in the next 10. Don’t let yourself be lulled into inaction.”The term “disruption” does not necessarily mean that the entire industry and all of its current participants will suddenly cease to exist. Disruptive innovation changes the game by creating new products, new markets and new relationships between organizations and individuals—and that is already happening. continue reading » 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

first_imgMr. Anthony Glenn “Tony” Edwards, age 66, of Florence, Indiana, entered this life on May 8, 1954 in Owen County, Kentucky. He was the loving son of the late Arthur “Glenn” and Mary Elizabeth (Clarke) Edwards. He was raised in Kentucky and later moved to Switzerland County where he attended the Switzerland County High School. Tony was inducted into the United States Army and served during the Vietnam War. Tony was honorably discharged with the rank of Private. Tony was united in marriage to Diana Lynn Baatz on January 27, 2003 in Warsaw, Kentucky. Tony and Diana shared over 17 years of marriage together until his death. He enjoyed farming and raising tobacco and was a self-employed concrete worker in his early years of life. Tony was a former iron worker, journeyman and foreman for Local 44 in Cincinnati, Ohio for several years. He was a member of the Vevay American Legion Post #185 and the Vevay VFW Post #5396. Tony enjoyed gardening and will be deeply missed by his loving family and friends. Tony passed away at 3:45 p.m., Sunday, May 24, 2020, at the Norton Brownsboro Hospital in Louisville, Kentucky.Tony will be lovingly remembered by his wife, Diana Lynn (Baatz) Edwards of Florence, IN; his daughters, Tonya Lynn Edwards of Carrollton, KY, Pamela Sue Tatman and her husband, Jerry of Kent, IN, Cathy Jo Edwards of Carrollton, KY, Mary Elizabeth Bruns and her husband, Matt of Bennington, IN and Tiffany Renee Majors and her husband, Thomas of Vevay, IN; his grandchildren, Brittany, Anthony, Lacey, Courtney, Layla, Jadelyn, Rilynn, Jaden, Thomas, Maleah and Aubree; his 6-great-grandchildren; his brothers, Harold Edwards of Fairview, Indiana, Marvin Edwards of Fairview, Indiana and Herbert Edwards and his wife, Barbara of Dillsboro, IN; his sisters-in-law, Kay Edwards-Hansen of Aberdeen, IN and June Edwards of East Enterprise, IN and his several nieces, nephews, aunts, uncles and cousins.He was preceded in death by his parents, Arthur “Glenn” Edwards, died October 13, 2011 and Mary Elizabeth (Clarke) Edwards, died March 2, 1986; his step-mother, Ruby (Elston) McMackin, died October 31, 2015; his infant sister, Faye Edwards and his brothers, Ronald C. “Ron” and Bobby Edwards.(COVID-19 Restrictions Apply) Friends may call 11:00 a.m. – 1:00 p.m., Thursday, May 28, 2020, at the Haskell & Morrison Funeral Home, 208 Ferry Street Vevay, Indiana 47043.(COVID-19 Restrictions Apply) Funeral services will be conducted Thursday, May 28, 2020, at 1:00 p.m., by Pastor Matt Bruns at the Haskell & Morrison Funeral Home, 208 Ferry Street Vevay, Indiana 47043.Interment and full military rites will be conducted by the Honor Guard of the Vevay American Legion Post #185 and the Vevay VFW Post #5396 in the Vevay Cemetery, Vevay, IndianaMemorial contributions may be made to the Long Run Baptist Church. Cards are available at the funeral home or online at www.haskellandmorrison.comlast_img read more

first_imgAlready in recent days this newspaper pointed to the advanced negotiations between Espanyol and Benfica by Raúl de Tomás, although finally, and according to the Portuguese press (SIC Portugal advanced the news), the forward will not end up at the club as a loan but on property at a rate of 20 million euros plus 2.5 in variables. A real bombshell of the winter market that will help the Spanish to get out of his battered situation in The league, with just 11 points and the bottom of the championship. Tomás has always been a desire of Espanyol, although this summer it was impossible to undertake his signing as it was transferred to Benfica for 20 million euros. Five months later, the forward has not had continuity and the Portuguese club is willing to recover the investment. At 25 years old and with projection ahead, the player fits into the profile of signings of the parakeet club with Chen Yansheng in command, as in summer it happened with young people Fernando Calero Y Matías Vargas. With From Thomas, yes, the club will launch the house through the confirmation window taking into account that it would become the most expensive signing in history, exceeding the 10.5 that were paid by Vargas this summer.The forward would reinforce a decimated attack in LaLiga. Espanyol have only scored 14 goals in 19 games and his top scorers are Bernardo Espinosa, Wu Lei, Sergi Darder Y Marc Roca With three goals. If the arrival of De Tomás is official, Abelardo Fernández wins an immediate performance forward to get out of the delicate situation that the blue and white team is going through.According SIC Portugal, Espanyol would only get 80% of the pass for these 20 million and the 2.5 variables would be paid in case the player played ten games by June 30 (one million euros), Espanyol was saved (another million) and De Tomás scored five goals (500,000 euros). It is unknown if these clauses concern only LaLiga or all competitions. 9last_img read more

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