“How did you go bankrupt? Two ways. Gradually, then suddenly,” wrote Ernest Hemingway in The Sun Also Rises.This idea of things falling apart gradually, then suddenly, may also apply to the world of credit unions.For now the rumors of CUs’ deaths seem to have been greatly exaggerated. Despite all the recent talk about “digital disruption,” credit unions have survived the assault of their would-be disruptors to date.This makes one ask, has all of this talk about fintech been overhyped? Can we finally forget about chasing the latest technology and just get back to providing great service to our members?Well, yes and no.We are just in the early stages of digital disruption and things are happening fairly gradually in the near term. As Bill Gates said, “We tend to overestimate the change that will occur in the next two years, and underestimate the change that will occur in the next 10. Don’t let yourself be lulled into inaction.”The term “disruption” does not necessarily mean that the entire industry and all of its current participants will suddenly cease to exist. Disruptive innovation changes the game by creating new products, new markets and new relationships between organizations and individuals—and that is already happening. continue reading » 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
2 Marita Crt, Bushland Beach“I do love this house and it’s such a shame I can’t pick it up and take it with me.”Agent Michele Hyde found the multiple living spaces and big bedrooms a major plus.“There’s lots of space for the whole family as well as a huge entertaining deck which opens to the pool which is very private,” she said. “It’s close to the water at the end of a nice quiet court.”Ms Hyde said Bushland Beach was a “very nice, relatively new suburb so you get nice new houses like this one. It’s very well planned, with wide streets.”“The great thing is if you look at that home and consider trying to rebuild one like it, you couldn’t possibly reproduce it at anything under $800,000.”The double-storey home also has a gourmet kitchen with huge five burner gas stove and a double pantry, and is just a couple minute’s walk to the beach. 2 Marita Crt, Bushland Beach“A great feature is we can have many people visiting at one time and never feel we are sitting on top of one another,” Ms Schmitt said.“It has a beautiful sea breeze right through the home and you can hear the beach at night from our beds.”She said the home also had a “huge amount of storage” which she loved, and multiple zones so everyone could also have space to relax or chill out.It has a pool with a massive patio for entertaining and a carpeted theatre room with Western red cedar louvres tucked away off the rumpus/gym area. And the white plantation shutters throughout kept the house very cool.More from news01:21Buyer demand explodes in Townsville’s 2019 flood-affected suburbs12 Sep 202001:21‘Giant surge’ in new home sales lifts Townsville property market10 Sep 2020The family has lived in the home for 12 years and built it to have “a very relaxed beachy feel with neutral tones”.The home even allows for a small business to be run on site.“I have a hair salon/waxing studio with its own side entrance private from the house,” Ms Schmitt said. “Great for teens or office or hobby or another bedroom.”The suburb was “very family oriented”, she said and had its own beachside resort, medical centre, Coles, chemist and pathology centre. 2 Marita Crt, Bushland BeachMARIANNE Schmitt feels a bit teary at the thought of leaving her family’s much-loved home close to the beach.“Bushy Beach,” as the area is affectionately known to locals, “has been a wonderful place to raise my two sons,” she said.“My oldest is 28 and my youngest 19, we are relocating due to work opportunities and commitments.“This home has seen many a party and family celebration which will make it hard to leave.”The contemporary five-bedroom, two-bathroom, twin garage house at 2 Marita Court, Bushland Beach was listed at $649,000 by Remax agents Michele Hyde and Alex Wellman.It sits on a large 855 sqm block and was the second home the family had built.