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first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Designing banking products can be a bit like trying to solve a Rubik’s Cube, except at times there can be more than six “sides” to getting the puzzle of deposit or credit products solved. And, frustratingly, what solves the puzzle for one generation doesn’t necessarily solve it for every generation.Beyond that, cool doesn’t necessarily sell. Much as many bankers and credit union executives, up on the latest technologies, like to add them to the mix, those digital wrinkles don’t always boost consumers’ response to account offerings.“Some of the technology is a nice-to-have, but doesn’t really connect with consumers, doesn’t move the needle, to the degree that a significant difference in price or convenience might have,” says Andrew Vahrenkamp, Senior Research Analyst and Program Manager at Raddon Research. He produced the firm’s report, “Building a Better Product: Tradeoffs in Designing for Consumer Preferences.” (When Vahrenkamp refers to technology, he isn’t counting mobile banking, as that is more like a channel than a feature.) continue reading »last_img read more


first_img “We were absolutely delighted with his run, I think everybody was. It just looked like he was back to his old self again,” said Hennessy. “We knew his work lately and his schooling was just a lot better than it had been over the past few seasons for some reason. He’s been jumping out of his skin this year. “We didn’t want to say anything until he ran and when we saw him 20 lengths clear down the back straight, he looked back to his old self. Andrew (Lynch, jockey) said he was tanking along. “He was up against a horse that was rated 173 the last time he ran. We were 145 and had to give him 7lb. Our horse stuck at it well enough. “He’s taken the race very well, not a bother on him. “He’s going to get an entry in the good handicap at Cheltenham and the same weekend there’s a big handicap in Navan. He’ll get an entry in that. “The handicapper has only put him up 3lb for the other day. He could have put him up more, so were delighted with that. “I’ll put him in both and have a look nearer the day.” Trainer Robbie Hennessy had been buoyed by Rubi Light’s homework in the build-up to his reappearance so was not surprised to see his stable stalwart running the 2013 Punchestown Gold Cup winner to two and three-quarter lengths on unfavourable terms. The County Meath handler will now look at the Caspian Caviar Gold Cup at Cheltenham on December 12 and the Foxrock Handicap Chase at Navan the following day for his next run. Rubi Light is set to run at Cheltenham or Navan next month following his excellent effort behind Sir Des Champs at Thurles last week. center_img Press Associationlast_img read more

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