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first_img Pinterest Facebook Local NewsBusiness By Digital AIM Web Support – February 3, 2021 Twitter TAGS  CHARLOTTE, N.C.–(BUSINESS WIRE)–Feb 3, 2021– Bank of America today announced it will triple its affordable homeownership initiative to $15 billion through 2025, aiming to help more than 60,000 individuals and families to purchase homes. First launched in 2019 as a $5 billion initiative, the Bank of America Community Homeownership Commitment® helps low- and moderate-income homebuyers across the country begin to build their personal wealth and family legacy through the power of homeownership. The company has surpassed this commitment, and in doing so has already helped nearly 21,000 individuals and families purchase a home through affordable loans and over $180 million in down payment and closing cost grants. “Homeownership is an incredibly powerful force, helping families to build wealth over time and strengthening our communities. It can be challenging to save enough to buy a home, so it’s no surprise that we’ve seen an overwhelmingly positive response to our programs. We are excited about our goal of helping an even greater number of homebuyers to prepare for homeownership now and in the future,” said D. Steve Boland, president of retail at Bank of America. Today, half of Bank of America’s home loans are to low- and moderate-income or multicultural families and communities. The Community Homeownership Commitment focuses on helping put people on the path to affordable homeownership through a combination of specially-designed products, resources and expertise. The program includes two proprietary homebuyer grant programs to help prospective buyers with the upfront costs of homeownership:Down Payment Grant program – this program helps customers overcome the biggest barrier to homeownership – down payment. In more than 260 cities and counties across the country, eligible buyers can receive 3% of the home’s purchase price up to $10,000, whichever is less, to be used toward their down payment. No repayment is required.America’s Home Grant® program – this program offers a lender credit of up to $7,500 that can be used towards non-recurring closing costs, like title insurance and recording fees, or to permanently buy down the interest rate. The funds do not require repayment and can be combined with Down Payment Grant funds to lower the cost of homeownership. When the grant programs are used together, homebuyers receive on average of about $14,000 to help with their home purchases. The grant programs are often used in combination with low down payment mortgages to significantly reduce the upfront funds required to purchase a home. Low down payment loans are competitive, fixed-rate mortgages with down payments as low as 3%, requiring lower-cost – or even no – mortgage insurance. Today, nearly 85% of these loans go to first-time homebuyers. This commitment complements Bank of America’s $1 billion, four-year commitment to help advance racial equality and economic opportunity. The work focuses on closing the racial wealth gap in Black and Hispanic-Latino communities with a focus on affordable housing, health and healthcare, jobs/reskilling and small business. Through the Community Homeownership Commitment, Bank of America is addressing two of the biggest barriers to homeownership — down payments and closing costs — which will increase access to homeownership for thousands who have historically not been able to own a home. Bank of America offers additional resources in preparing for homeownership. The Bank of America Real Estate Center® makes it even easier for prospective homebuyers to identify grant-eligible properties. The newest feature labels properties for sale that qualify for down payment and closing cost grants offered by the company. Future buyers can also prepare for homeownership using the company’s First-Time Homebuyer Online Edu-Series™, available in English and Spanish, which provides an easy-to-understand roadmap to buying and financing a home. Bank of America serves low- and moderate-income clients’ and communities’ homeownership needs through multiple channels, including through financial centers across the country and our Digital Mortgage Experience. Bank of America Bank of America is one of the world’s leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving approximately 66 million consumer and small business clients with approximately 4,300 retail financial centers, including approximately 2,700 lending centers, 2,600 financial centers with a Consumer Investment Financial Solutions Advisor and approximately 2,400 business centers; approximately 17,000 ATMs; and award-winning digital banking with approximately 39 million active users, including approximately 31 million mobile users. Bank of America is a global leader in wealth management, corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 3 million small business households through a suite of innovative, easy-to-use online products and services. The company serves clients through operations across the United States, its territories and approximately 35 countries. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange. For more Bank of America news, including dividend announcements and other important information, visit the Bank of America newsroom and register for news email alerts. www.bankofamerica.com View source version on businesswire.com:https://www.businesswire.com/news/home/20210203005560/en/ CONTACT: Reporters May Contact: Susan Atran, Bank of America, 917.861.6882 [email protected] KEYWORD: NORTH CAROLINA UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: FINANCE BANKING CONSUMER PROFESSIONAL SERVICES HISPANIC SOURCE: Bank of America Copyright Business Wire 2021. PUB: 02/03/2021 09:00 AM/DISC: 02/03/2021 09:01 AM http://www.businesswire.com/news/home/20210203005560/en Pinterestcenter_img WhatsApp Previous articleSilgan Announces New Senior Secured Notes OfferingNext articleRinchem Company Selects Omnitracs to Ensure Safety and Compliance Digital AIM Web Support WhatsApp Bank of America Triples Affordable Homeownership Commitment to $15 Billion Twitter Facebooklast_img read more


first_img Is Rise in Forbearance Volume Cause for Concern? 2 days ago Previous: Morgan Stanley Questions Early Rate-hike Signals Next: Simplifile Partners with Ellie Mae  Print This Post Sign up for DS News Daily Ben Carson DS News HUD 2017-03-06 Staff Writer Related Articles Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Subscribe Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago in Featured, Government The Best Markets For Residential Property Investors 2 days ago About Author: Staff Writer The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Featured / Ben Carson Makes First Address as HUD Secretary Demand Propels Home Prices Upward 2 days ago March 6, 2017 3,441 Views Ben Carson Makes First Address as HUD Secretary U.S. Department of Housing and Urban Development Secretary, Dr. Ben Carson addressed the HUD’s employees for the first time publicly on Monday.Carson’s speech was more motivational, and he opted not to speak on housing as much.  He started off the address by reflecting on some of his encounters as a surgeon and his vision for America moving forward. He spoke about how Americans need to work together to reach their full potential of prosperity.“This is America. This used to be known as the can-do society, not the what-can-you-do-for-me society,” he said. “And there is a lot that we can do if we are simply willing to reach outside of ourselves and recognize that each person, all our fellow Americans, we are one.”At one point during Carson’s speech come up with an acronym “THINK BIG.” “T is for talent, which God gave to every person,” he began, assigning word phrases H for honest, I for Insight, N for Nice, K for Knowledge, B for Book, I for Indepth Learning, and G for God. Carson then asked those in attendance to raise their hands to “take the niceness pledge.”“Just raise your hand, everybody raise your hand,” he said, as the staff obeyed. “Now what did you just pledge to do? Be nice to every single person you encounter for one week, including your spouse!”An audience member asked Dr. Carson: “ What are your plans for the division of housing and equal opportunity overall, and how do you plan on furthering civil rights while you are here at HUD?”Dr. Carson’s answer was not direct, though he used the opportunity to address inequality and fairness for all.“I am going to do be doing what you are and that is watching to see what people are doing and more importantly listen to what people have to say,” Dr. Carson said. “There’s always a lot of different perspectives and one of the things that I have found is when you have divergent perspectives, if you can get those people to sit down and talk to each other, they will frequently be able to come up with extremely good solutions,” he said. “I believe in always giving the first pass to the people who are actually involved as opposed to imposing upon them from above.”“One of the things you will notice in this department under my leadership is that there will be a very big emphasis on fairness for everybody,” Carson told the staff. “Everything that we do, every policy; no favorites for anybody, no extra for anybody, but complete fairness for everybody. Because that is what the founders of this nation had in mind, and if you read the Constitution, it becomes very clear that that was the goal.”He would later briefly talk about find alternative ways to work with the private sector to find solutions homelessness and affordable housing availability.“We don’t necessarily have to always depend on the government and government financing,” he said when asked about such partnerships by a staffer during the question-and-answer session. “There’s a lot more money outside of government than there is inside of government, although there’s some people who would like to change that, but anyway, I won’t get into that.”At the end of the town hall meeting, one staffer stood up and thanked Carson for his speech, telling him that her and follow employees had been afraid about how the Trump administration would select HUD programs. She said his speech had reassured her that he is invested in HUD’s mission. Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Ben Carson DS News HUDlast_img read more


first_img View post tag: offshore View post tag: vessel View post tag: Patrol View post tag: Navy A Change of Command ceremony for the Offshore Patrol Vessel HMNZS WELLINGTON was held on 24 January at Devonport Naval Base.Commander Dave McEwan RNZN (left) relinquished Command of HMNZS WELLINGTON and Lieutenant Commander Phil Rowe RNZN (right) assumed Command in a ceremony onboard WELLINGTON.Chief of Navy Rear Admiral Jack Steer presided over the ceremony.The Offshore Patrol Vessel (OPV) HMNZS WELLINGTON delivers substantial new capability to the Royal New Zealand Navy. The ship can go further offshore, stay at sea longer, and conduct more challenging operations than the Inshore Patrol Vessels, enabling the RNZN to conduct patrol and surveillance operations around New Zealand, the southern ocean and into the Pacific.The OPV is capable of many roles including maritime patrol, surveillance and response. She is highly automated and operates with a core crew of 35, plus 10 flight crew to operate a helicopter. The ship’s power and control systems are fully computerised.Specifications:Standard Displacement: 1,900 tonnesLength Overall: 85 metresBeam: 14 metresRange: 6,000 nautical milesMaximum Speed: Maximum continuous 22 KnotsArmament: One 25mm Bushmaster Naval gun and two .50 calibre machine guns.[mappress]Naval Today Staff, January 30, 2013; Image: RNZN View post tag: News by topic Back to overview,Home naval-today Offshore Patrol Vessel HMNZS WELLINGTON Gets New Commander View post tag: Commander View post tag: Naval Training & Education View post tag: gets View post tag: HMNZS January 30, 2013 View post tag: Wellington View post tag: New Offshore Patrol Vessel HMNZS WELLINGTON Gets New Commander Share this articlelast_img read more


first_imgSt. Joseph County police arrested a Saint Mary’s janitor Friday and charged him with nine felonies “related to the possession of child pornography and child exploitation,” according to press release from the St. Joseph County Prosecutor’s office. College students, faculty and staff received an email Friday afternoon from College counsel Rich Nugent notifying them of the arrest.“Building services employee Luis Morales was taken into police custody at his home yesterday for allegedly downloading and distributing child pornography from his personal computer. The St. Joseph County Police Department Cybercrimes Unit attributed the criminal activity to a single IP address on our campus. Police would later determine that Morales used the College’s wireless network during his overnight shift when he was scheduled to clean the library,” Nugent stated in the email.Nugent said the College acted promptly to identify the person responsible for the crimes. Both Nugent and the St. Joseph County Prosecutor’s office stated there is no evidence that students, faculty or staff were in danger or harmed by Morales.“The charges against Morales are very troubling. Such activity is heinous and deplorable and will not be tolerated by this administration. The College suspended Morales without pay pending the outcome of our own investigation. He has also been informed that he is not to come to campus,” Nugent said.A Saint Mary’s maintenance worker was fired and arrested in April 2014 for voyeurism at the College. David Summerfield pled guilty to misdemeanor voyeurism and criminal mischief in August 2014, and he was sentenced to 30 days in prison and a 30-day probation period following his prison sentence.Tags: SMClast_img read more


first_img 21SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Believe it or not, but color plays a very important role in how your brand can be perceived by the public. This visually obvious and subtle application has major impacts on the reflection and recognition of your brand. Color can attract attention, change mood and create a lasting recognition in consumers’ minds. For example, when you think of red, you think of Target. Yellow is associated with McDonald’s. Blue is for BYM Agency. OK, maybe that last one is just us, but still, you get the idea. When looking at color options for your brand, it’s important to understand why color matters.A study of the world’s top 100 brands, as determined by brand value, analyzed each brand’s logo and discovered that 33% of those companies use blue, 29% use red, 28% use black or gray, and 13% use yellow. Why those colors? What are they saying about the brand each logo is associated with? Let’s analyze it.Red creates a passionate and intuitive response. It’s a color that actually increases your heart rate, causes you to breathe heavier and activates the pituitary gland. When you look at red, you might be feeling these emotions: aggression, energy, provocativeness, passion and power. continue reading »last_img read more


first_imgThe Supervisory Board of Plava Laguna dd has made a decision on the investment cycle for next year, the Company announced on the Zagreb Stock Exchange.Thus, in 2019, Plava Laguna will invest HRK 298,2 million. Among the biggest investments, the construction of the new administrative building of the Company in Poreč and the thorough arrangement of the camps Savudrija (Pineta) stand out.More intensive investment continues in the expansion and arrangement of existing capacities for accommodation of workers in Poreč and Umag in order to raise the quality of workers’ stay, and the program of arranging beaches which the Company manages on the basis of a concession.Plava Laguna invested HRK 487 million this yearThe biggest investment of the Blue Lagoon in Poreč in 2018 was the opening of a new hotel, Park Resort in Poreč. It is one of the largest investments of the Blue Lagoon in recent history, where the old Laguna Park was almost completely demolished and a new Park Resort was built. These are hotels, apartments and villas, worth more than 35 million euros, intended for families with childrenIn addition to the Park Resort, the investment cycle also included the construction of Garden Suites & Rooms Sol Umag and a thorough reconstruction, along with the construction of new, additional facilities in the Stella Maris Umag camp. Also, part of the investment relates to the reconstruction and arrangement of accommodation facilities for workers. 150 new double rooms are being built for them and about 60 mobile homes are being purchased: 90 rooms in Universal and 60 rooms in Kator in Umag, as well as 50 mobile homes in Stella Maris and 10 in Bijela uvala.Thus, in Umag, not far from the Sol Umag hotel, old bungalows were demolished and 11 new buildings with 54 accommodation units under the common name Garden Suites & Rooms Sol Umag sprang up in their place.Renovation of the Stella Maris camp includes new accommodation capacities, but also new facilities, such as 150 mobile homes and a large pool complex, and the pool area will cover a total of 829 square meters. In 630 accommodation units, guests will have at their disposal superior plots and mobile homes. Camp Stella Maris will also receive a new reception with a catering facility, and guests will have at their disposal a grill zone, a sports and recreational zone with a beach volleyball court and mini golf.The Blue Lagoon welcomed the new one in 2018 brand strategy and visual identity which announced a turnaround in business, after the final merger of the company Istraturist Umag dd, which is owned by Plava Laguna since December 2014.In accordance with the new umbrella brand, a completely new web tourist portal was recently published, which combines the offer of three destinations: Poreč, Umag and Rijeka, with numerous surprises for visitors to www.plavalaguna.comRELATED NEWS:BLUE LAGOON OPENED RESORT PARK IN POREČlast_img read more


first_img(Tallahassee, FL) — A lawsuit being heard today that could speed up payments of unemployment benefits in Florida.Florida has been the slowest state in the nation at processing coronavirus-related unemployment claims, and it’s lagged behind much smaller states in simply getting money into the hands of its citizens.The state is being sued for problems with the website people use to file unemployment claims. Less than half of those who have applied for benefits have gotten paid. A judge in Tallahassee will hear arguments, virtually, today. Lawyers representing the plaintiffs hope a judge will order the state to pay benefits immediately to everyone who has yet to receive anything. Gov. Ron DeSantis said he will ask his office of inspector general to investigate the contract with the company that built Florida’s broken unemployment website seven years ago.DeSantis said he wants the inspector general, an office that was created in 1994 to provide internal oversight of state agencies, to investigate how the state spent $77.9 million on the website, CONNECT, and how the contract was amended numerous times.“There’s a lot of money that went in to this,” DeSantis said. “I think everything needs to be looked at, 100%.”The announcement of an investigation into a past administration was a rare rebuke of his predecessor, U.S. Sen. Rick Scott. The two Republicans have become political rivals, and Scott was quick to cast an eye on DeSantis’ chief of staff, Shane Strum, on Monday.Strum was chief of staff for former Gov. Charlie Crist when Deloitte Consulting was awarded the multimillion-dollar contract a few months before Scott took office. Scott oversaw the development and rollout of the site, which launched in 2013.DeSantis has continued to blame Florida’s unemployment crisis on the seven-year-old CONNECT, calling it a “jalopy” in past press conferences.On Monday, DeSantis said the system was so bad that the system would have been overwhelmed even in a slight recession.“If we had anything other than 3 or 4 percent unemployment, this would have been a problem,” DeSantis said. “So that’s not a good use of taxpayer money.”last_img read more


first_imgThe Castlegar Rebels played coy for most of the season, sitting the balance of the Kootenay International Junior Hockey League campaign in second spot in the Murdoch Division.But when the playoffs rolled around the Rebels turned up the intensity to roll to the KIJHL crown with a 16-4-0-1 record. Ironically the toughest games came during the run to capturing the Murdoch Division title as both Spokane Braves and Beaver Valley Nitehawks — the latter taking the Rebels to seven games — pushed Castlegar before the Sunflower City franchise prevailed.After winning the Murdoch, the Rebels won eight of night against the Golden Rockets and a tired North Okanagan Knights squad to clinch the playoff crown.The Rebels capped off the series against the Knights, winning 4-0 before a jubilant Castlegar home crowd.Staff and management at Mallard’s Source for Sports would like to salute the Rebels with Team of the Week honours.Pictured are the beaming Rebels with the KIJHL trophy after Monday’s championship clinching win at the Arena Complex in Castlegar.last_img read more


first_imgUmesh Yadav has been recalled to the one day internationals side thanks to his maiden 10-wicket haul in the Hyderabad Test against West Indies.Umesh, who bagged 6/88 and 4/45 in the two innings in Hyderabad to set up India’s 10-wicket victory, has replaced injured Shardul Thakur in the squad for the first two ODIs.The selectors had announced the squad for the first two matches but Thakur has been ruled out of the five-ODI series after sustaining a right adductor tendon injury.His much-awaited Test debut ended in a nightmare in Hyderabad as he bowled only 10 deliveries before hobbling out with a groin strain.There has been considerable debate as to whether Thakur was fully fit and proper rehabilitation was done before naming him in the Test squad.Read – Umesh Yadav deserves what he has achieved in Hyderabad Test: Virat KohliCaptain Virat Kohli labelled him as the standout performer for India in this game while former skipper Sunil Gavaskar said Umesh’s performance will give the national selectors a pleasant headache when they tour Australia next month.”Umesh Yadav has been in and out of the Indian team for such a long time. He’s travelled to England without playing a match. Clearly the way he’s bowled today getting wickets with reverse swinging deliveries… He’s made a case to be selected in Australia. That is a pleasant headache for the selectors,” Gavaskar told India Today.Also Read – Virat Kohli happy with problem of plenty in India’s pace departmentUmesh ended the series as the highest wicket-taker with 11 wickets. His performance was singled out by Kohli in the post-match presentation.advertisement”I would like to single out Umesh. Shardul broke down in the first spell and Umesh deserves what he’s achieved in this game. I am pleased to see how he’s stepped up for us in the absence of Shami and after Shardul got injured. He keeps giving more than 100 per cent every time in the field.”We all are happy for him, he’s worked really hard and has waited for his chance to step up for us. He is the standout performer for me in this game as far as I am concerned,” Kohli said.Read – Umesh Yadav’s form will be comforting for Virat Kohli and selectors: Sunil GavaskarUmesh has so far picked 105 wickets from 73 ODIs with his last appearance in July against England at the Lord’s.India Squad (first 2 games): Virat Kohli (Captain), Rohit Sharma (vice-captain), Shikhar Dhawan, KL Rahul, Ambati Rayudu, Manish Pandey, MS Dhoni (wicket-keeper), Rishabh Pant, Ravindra Jadeja, Yuzvendra Chahal, Kuldeep Yadav, Mohammed Shami, Khaleel Ahmed, Umesh Yadav.last_img read more

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