6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Remembering (and embracing) the PastMany credit unions today began 50, 60 or even 70 plus years ago. They all started with ONE single sponsor, or select employee group (SEG), that shared a common bond we’ve heard our board of directors and long-term employees describe in tales from years ago. In most cases, the credit union’s first office was onsite, within the sponsoring company’s facilities. Your credit union’s board of directors and even your credit union’s first employees were probably employees of the sponsoring company as well. This helped to instill trust and create strong member relationships which turned into a true financial partnership over time.Building Personal (financial) RelationshipsDay-in and day-out, whether they were on a short break or during their lunchtime, employees would walk over to the credit union, say hi to Bill and Joyce, grab some coffee and maybe even conduct a transaction. When you combine strong personal relationships (even friendships) with a VERY local presence, you’ve got a captive targeted audience to engage with at a personal level.Years ago we enjoyed – even took for granted – that status of trusted financial partner with SEGs. Members, in turn, showed their loyalty by thinking of the credit union first for every financial need – a very loyal membership base. Credit unions also made loan decisions based on more than a credit score or credit report back then, because we really KNEW our members and they told others about us – and it wasn’t awkward to talk about the “credit union” with others back then. continue reading »
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Designing banking products can be a bit like trying to solve a Rubik’s Cube, except at times there can be more than six “sides” to getting the puzzle of deposit or credit products solved. And, frustratingly, what solves the puzzle for one generation doesn’t necessarily solve it for every generation.Beyond that, cool doesn’t necessarily sell. Much as many bankers and credit union executives, up on the latest technologies, like to add them to the mix, those digital wrinkles don’t always boost consumers’ response to account offerings.“Some of the technology is a nice-to-have, but doesn’t really connect with consumers, doesn’t move the needle, to the degree that a significant difference in price or convenience might have,” says Andrew Vahrenkamp, Senior Research Analyst and Program Manager at Raddon Research. He produced the firm’s report, “Building a Better Product: Tradeoffs in Designing for Consumer Preferences.” (When Vahrenkamp refers to technology, he isn’t counting mobile banking, as that is more like a channel than a feature.) continue reading »
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Showcasing Agriculture’s Potential and Promise at Ag Progress Days SHARE Email Facebook Twitter Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf By: Russell Redding, Secretary of of Agriculture The Blog This week, the latest in agricultural technology, research and practice are on display during the state’s largest outdoor exhibition. Ag Progress Days is a three-day showcase of the best of Pennsylvania agriculture. It offers a chance for producers to come together with researchers from the Penn State College of Agricultural Sciences, Cooperative Extension, and policymakers to see the most modern equipment, discuss emerging best practices, and talk about the challenges confronting our food and fiber industries.I’ve been attending Ag Progress Days for roughly 40 years. I never ceased to be amazed by what I see here – and not just in the sense of what’s the latest and greatest in the industry, but in the sense of the pride and enthusiasm I see from those in production agriculture and allied industries. Without question, there are challenges in the agriculture industry today, but there is also an incredible array of opportunities in an ever-changing, increasingly complex landscape and marketplace.During the course of the three days here, visitors can see how drones are changing the way people farm, how poultry growers can raise healthier flocks, how precision agriculture is being used in the field to increase crop yields while operating more efficiently, and how farmers can find support for their conservation stewardship efforts.For us in the department, Ag Progress Days is an opportunity to connect directly with producers – one-on-one. While here, we’re hosting discussions on a range of the most pressing, contemporary issues in the field and recognizing farmers for their contributions and commitment to growing the food we all enjoy.On Tuesday, I recognized seven farms that have been under the ownership of the same family for at least 100 years, with two of those farms being owned by the same family for 200 years. We also hosted a town hall meeting with produce growers, feed mills and others who have questions about their obligations under the new federal Food Safety Modernization Act – the most sweeping reform of America’s food safety laws in at least 70 years.Today, federal, state and local policy makers from across Pennsylvania are meeting here to talk about the challenges we face and how we can best address them. Additionally, I’ll join Dean Rick Roush from the Penn State College of Agricultural Sciences to talk about innovative ways Pennsylvania’s farmers are tacking our water quality improvement obligations, and we recognized a military veteran who is now serving his country in a different way – by growing organic fruits, vegetables, herbs and flowers.Tomorrow, on Thursday, I’ll join 4-H and FFA members, as well as educators to talk about the importance of agricultural education. Across the state, there is some exciting work taking place in the classroom, as more and more educators see the opportunity to teach in-demand skills in the so-called STEM fields (Science, Technology, Engineering, and Math) through agriculture.Forums like Ag Progress Days remind me of the incredible strides we’ve made as an industry and of the immense potential that exists for the future. Over the past year and a half, I have repeatedly been struck by the level of interest in agriculture and the level of support it enjoys as an industry. People are increasingly interested in knowing where their food is coming from and how it is produced. That level of interest — paired with innumerable opportunities and promising new technologies – strengthen my belief that this is an incredible time to be in agriculture! August 17, 2016 SHARE TWEET
Three apartments at the Hilton Hotel, Surfers Paradise have sold. Photo: David ClarkWANT to live like you’re on holiday all year round?That’s the realty for three buyers who splashed out on apartments in the Hilton Hotel at Surfers Paradise.The view from the apartment 12103, which sold for $680,000.More from news02:37Purchasers snap up every residence in the $40 million Siarn Palm Beach North6 hours ago02:37International architect Desmond Brooks selling luxury beach villa1 day agoHarcourts Coastal agent Tolemy Stevens negotiated the sales of the three properties within two weeks.Apartment 12103 sold for $680,000, apartment 22102 for $640,000 and apartment 24206 for $610,000.Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:23Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:23 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Trackdefault, selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenGet a realistic search 01:24Described as “world class apartment living in a world-renowned hotel”, residents have access to all hotel facilities including pools, spas, saunas and gyms.Apartment 12103 sold for $680,000.“Keep as a private holiday home, permanent residence or use the on-site holiday pool returns with the Hilton Hotel,” Mr Stevens said.“The choice is yours with no restriction.”Hilton Hotel, Surfers Paradise Photo: David Clark
BACOLOD City – Authorities here hasstrictly prohibited vendors from selling inside all cemeteries in line with thecity government’s directive to strictly implement the no-vendor policy. Meanwhile, a traffic rerouting schemewill be implemented in front of the Bacolod Public Cemetery and Rolling HillsMemorial Park, both at Burgos Street, starting 12:01 a.m. of Nov. 1 up to Nov.2. Pineda cited the resolution passed bythe city council last week setting the designated areas for the flower vendors. “Flower vendors are only allowed tosell their wares at the front of the Bacolod North Public Cemetery along BurgosSt. and at the public plaza from Nov. 1 to 2,” he said. The Bacolod City Traffic AuthorityOffice will deploy around 200 traffic enforcers in several public and privatecemeteries during the celebration. Executive Assistant Ernesto Pineda,head of the Task Force All Saint’s Day, said this move ensures safety of theresidents and also for a clean observance of this year’s undas. He also clarified that selling ofcandles, food and other products aside from flowers are strictly prohibitedin the said areas. The Bacolod City Police Office alsoissued a reminder for those who will be leaving their homes to pay a visit totheir dearly departed./PN
Ronald D. Burris (Ron), 74 of Metamora, Indiana passed away Saturday, June 22,2019 in Brookville surrounded by his family.Ron was born in Tellico Plains, Tennessee at home on May 10, 1945. He was the 7th son of 12 children born to the late Plez and Elma (Evans) Burris. As a young boy Ron loves to work on cars, bikes, and spend time with his older brothers. By the age of 16 Ron had joined the military and traveled to Italy where he served as an MP and began boxing in his leisure time. From there, Ron began his entrepreneurial journey and was able to experience many adventures. He owned a gas station, body shop, ornamental concrete business, was a carpenter, electrician, plumber, electronic technician and could even sew! Ron became a jack of all trades but, his greatest love was for the Lord whom he committed his life to and served as a member at the Batavia Church of God for 21 yrs. Ron was a man of faith, love and family.Ron was preceded in death by his parents Plez and Elma (Evans) Burris, siblings Carlis Burris, Kenneth Burris, Verlin Burris, Clifford Burris, Loreda (Burris) Hughes, Anita (Burris) Chamberlain.Survivors include his beloved wife of 21 yrs. Donna K. Burris, sons Rodney (Janice)Burris of Madisonville Tn., James Burris of Metamora In. Step-children Paul Kinnaman of Metamora In. Jessica (Matt) Voils of Morgantown In. Tim (Heather) Daniels of Metamora In. 8 grandchildren, Brandon, Blaine, James, Jason, Maty, Easton, Hunter, Daniel; siblings Max (Sue) Burris of Batavia Ohio, Ralph (Ellen) Burris of Loveland Ohio, Lester (Patricia) Burris of Cleveland TN. Glenn Burris of Cincinnati Oh. Sue Burris of Tn. Several nieces, nephews, and great nieces and nephews.Family & friends may visit from 11:00 A.M. until 1:00 P.M. on Wednesday, June 26, 2019 at Metamora Church of God, 20124 U.S. Highway 52, Laurel, Indiana.Pastor Wayne Ison & Rev. Max Burris will officiate the Funeral Services at 1:00 P.M. on Wednesday, June 26, 2019 at Metamora Church of God.Burial with full military graveside honors by the Bernard Hurst Post #77 of the American Legion will follow in Sims Cemetery in New Fairfield, Indiana.Memorial contributions may be directed to the American Cancer Society. Phillips & Meyers Funeral Home is honored to serve the family of Ron Burris, to sign the online guest book or send personal condolences to the family please visit www.phillipsandmeyers.com
Robert (Bobby) Wood, 65, of Versailles passed away Thursday, June 18, 2020 at the Christ Hospital in Cincinnati. He was born at the Whitlatch Clinic in Milan on March 17, 1955 the son of A. Everett and Myrle Hankins Wood. He was married to Dotty Lovins on October 5, 1972 and his wife of 47 years survives. Other survivors include two daughters Bridget (Rob) Back of Versailles and Kelly (Dave) Gutzwiller of Batesville; one son Daren (Lisa May) Wood of Canaan; one brother Ralph (Faith Ann) Wood of Versailles; one sister Carol Berry of Versailles; grandchildren Ethan & Katie Back, Sally and Joe Mortenson, Andy and Zach Gutzwiller, and Robbie and Ashlee Wood; great-grandchildren Anna and Seth Back. He was preceded in death by his parents.Mr. Wood was a 1973 graduate of South Ripley High School. Bobby was an active member of the Bear Creek Baptist Church in Friendship, IN. At the age of 13 he professed his faith in Christ and spent his entire life serving. In the church he served as a Deacon, Treasure, Sunday School teacher, Secretary, Trustee, Song leader, VBS volunteer, he faithfully sang in the church choir. Bobby’s life of serving went beyond the walls of the church; he also served throughout his community. His most recent way to serve the community was as co-owner of the Versailles IGA with his son Daren. He was pleased to play Christian music in the store and used every opportunity given to share the love of Christ, the IGA store was his mission field. He took very seriously the ministry God gave him at the store. Bobby even stated the reason he started the IGA business was to be able to support the ministry of the After School Good News Clubs, a ministry through (CEF) Child Evangelism Fellowship. His passion was to see people come to Christ. Bobby used his business skills to successfully start several other businesses including Bob’s Dog Supply, R. L. Wood Excavating, and Dotty’s Bulk Food Store. He also spent time in sales and management at Wood Farm & Industrial Supply in Versailles.He deeply loved his wife Dotty and his family and spending time with them was very important to him. Anyone who knew him was his friend and would quickly become like family. Funeral services for Bobby will be held on Tuesday, June 23rd at 11am at the Bear Creek Baptist Church in Friendship with Rev. Sherman Hughes officiating. Burial will be in the Akers Friendship Cemetery. Visitation will be on Monday from 4pm to 8pm at the Stratton-Karsteter Funeral Home in Versailles and from 10am until time of services Tuesday at the church. Memorials may be given to CEF, Bear Creek Baptist Church, Friendship Fire Department or Southeaster Baptist Youth Camp in care of the funeral home.
Madigan had the RDS rocking to his beat as he broke through for a crucial 72nd-minute try, which he converted, and then notched his fifth penalty from five attempts to seal the deal. An entertaining first half produced two converted tries for the Warriors, prop Ed Kalman grabbing the opener and Peter Horne following up on the half hour with Duncan Weir adding a penalty and two goals. Press Association Man-of-the-match Ian Madigan scored all Leinster’s points as they moved to the top of the RaboDirect PRO12 by edging out Glasgow Warriors 22-17.
Recent reports suggest Bale could be closing in on a world-record transfer to the nine-time European champions, but Villas-Boas denied that was the case. “That is not true,” the Tottenham manager said on Wednesday night in Tbilisi. Spurs expect to complete the signing of Willian by the time they return from Georgia. Villas-Boas, meanwhile, has a Europa League play-off tie to prepare for. The Tottenham manager has vowed to do all he can to win the Europa League this season, even though his squad was stretched thin last season by fighting on two fronts. “Last season we prioritised both competitions,” the Tottenham boss said. “It’s the same objective this year. “We have approached this competition very seriously. We set out a good example that it was possible to play Thursday evenings and Sundays with the same team mostly and we had good success with results in fixtures after the Europa League in the Premier League, so the focus will be exactly the same.” Tbilisi, 14-time domestic champions here, are huge underdogs for this evening’s first leg. Their squad is made up mostly of local players with the odd foreign import. Still, club officials expect the Dinamo Arena to be close to its 54,000 capacity if the rain holds off, and Villas-Boas is wary of underestimating the opposition. He added: “This play-off is an extremely difficult play-off. It can knock you out even before a taste of it has happened so we will pick a strong team.” The north London club would not comment, however, on claims that technical director Franco Baldini was in the Spanish capital for talks over Bale’s future. Bale will sit out the first leg of Tottenham’s Europa League play-off against Dinamo Tbilisi this evening, officially because of a foot injury. While Bale has been recovering, Tottenham have spent £60million on four new signings and they could shell out that same figure over the next two days to land Willian and Erik Lamela. There are two schools of thought when it comes to the reasoning behind the uncharacteristic record splurge by chairman Daniel Levy. One is that he wants to bring the stellar signings in to persuade Bale to stay and the other, more popular, one is that the chairman is already spending the cash the world-record fee that the Londoners would receive if the Welshman left for the Bernabeu. Villas-Boas was asked which one was the case last night and he was reluctant to say that the new signings had been bought in order to try to tempt Bale to stay. “Ideally we want to keep everyone to make us stronger – that is the ultimate objective of the club,” the Spurs manager said. “In the end, anything can happen. We are dragging ourselves into the last weeks of transfer activity and it can become very, very frantic.” Press Association Andre Villas-Boas has denied that a deal has been agreed for the sale of Gareth Bale to Real Madrid.